📜 Terms of Service Generator

A Terms of Service generator that produces a standard-clause starting template — acceptance, accounts, IP, liability, governing law — not legal advice.

✓ Free✓ No Signup Required✓ Browser-Based

This generates a generic starting-point template, not legal advice. Have a qualified attorney review any Terms of Service before publishing, especially if you process payments, collect sensitive data, or operate in a regulated industry.

Generated Terms of Service

What Terms of Service Generator Does

A Terms of Service document does one specific job: it sets the rules a visitor agrees to by using a product, and it limits what the business is liable for when something goes wrong. That is a narrower job than a Privacy Policy, which is about data collection and is often a separate legal requirement (GDPR, CCPA) rather than a discretionary business document.

The clause set below is deliberately the boring, standard structure used across the vast majority of real Terms of Service — acceptance, accounts, acceptable use, intellectual property, termination, warranty disclaimer, liability limitation, changes, governing law, contact. Deviating from this structure is rarely valuable; getting the specific wording right for your actual business and jurisdiction is where a real review matters, which is exactly the part a template cannot do for you.

How to Use Terms of Service Generator

  1. Enter your business name, website URL, contact email, and governing law
  2. Toggle the accounts and payments clauses on or off depending on what your Service actually does
  3. Copy the generated template and have an attorney review it before publishing

How to Read Your Result

A disclaimer of warranties and a limitation of liability are doing different jobs

The warranty disclaimer says the Service is provided "as is" with no promises about it working perfectly. The liability limitation caps what the business can be forced to pay if something does go wrong. Both matter, and dropping either one leaves a real gap — one is about promises, the other is about damages.

Governing law matters more than most people expect

If a dispute ever escalates to a real legal claim, the governing law clause determines which jurisdiction's laws apply and often influences where the case would even be heard — for a business with users across many states or countries, this is one of the clauses most worth getting specific legal advice on rather than defaulting to wherever the business happens to be based.

Limitations & Accuracy Notes

  • This is a generic starting template, not a substitute for legal advice tailored to your business, industry, and jurisdiction.
  • Regulated industries (health, finance, children's products, gambling) typically require additional clauses and disclosures well beyond this generic template.
  • The payments clause, if enabled, is deliberately generic — actual refund policy, subscription cancellation terms, and payment processor requirements need to be added specifically.

Frequently Asked Questions

Is this legally binding as-is?
It is a starting-point template covering standard clauses (acceptance, accounts, acceptable use, intellectual property, termination, warranty disclaimer, liability limitation, governing law, contact). It is not legal advice and has not been reviewed by an attorney for your specific business, jurisdiction, or industry — have a qualified lawyer review before publishing.
What clauses does a typical Terms of Service need?
Most Terms of Service cover: acceptance of terms, user accounts (if applicable), acceptable use restrictions, intellectual property ownership, termination rights, a disclaimer of warranties, a limitation of liability, how the terms can change, governing law, and contact information — this generator includes all of these plus optional accounts and payments clauses.
Do I need both a Privacy Policy and Terms of Service?
They cover different things — a Privacy Policy explains what data you collect and how you use it (often legally required, e.g., under GDPR or CCPA); Terms of Service set the rules for using your product or site and limit your liability. Most businesses need both, as separate documents.
Should payment terms be included?
Only if the Service actually processes payments — the optional payments clause here is generic and should be reviewed carefully alongside your actual refund policy, subscription terms, and any payment processor's own requirements.
Is my business information stored anywhere?
No. The document is generated and rendered entirely in your browser; nothing is sent to a server.
By OnlineToolHubs Team • Updated September 2026